Bend, Redmond and La Pine real estate and homes for sale in Oregon - Michael Nichols, REALTOR® Michael Nichols REALTOR(r) for Bend, Redmond and La Pine, Oregon real estate - NUMBER1EXPERT™ Michael Nichols NUMBER1EXPERT(tm) for Bend, Redmond and La Pine, Oregon real estate
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Michael Nichols, REALTORŪ, real estate agent and broker for Bend, Redmond and La Pine Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)
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Mortgage Prequalification: Bend, Redmond and La Pine Oregon home buying, real estate listings, and homes for sale in Deschutes                      County, OR
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
 

The easiest, and most convenient way to apply for a home loan ever - online! In just a few short minutes you can actually be approved for your loan! Click Here...

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as a top Bend, Redmond and La Pine Realtor to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you!
 

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Real Estate Tips
Buyers Remorse >The Blues of Buyers

Here is an illustration of what you might go through as a homebuyer when the real estate agent calls to say that your offer has just been accepted.

Although you are ecstatic when your agent congratulates you, your initial euphoria may be short-lived if you begin to have second thoughts about the purchase. You may look at the amount of cash required for the down payment and closing costs, and feel that you won't be able to enjoy a restaurant meal or a shopping spree for months! The mortgage added to the interest payments over thirty years seems like an outrageously high sum. Finally, you stare at the inspector's report and convince yourself that the roof will blow off and every major system will fail the day after you move in. You're in a frenzy. You ask yourself, "What am I doing?"

If you begin having doubts about your home purchase, the wisest approach is simply to relax! These feelings are so common that they have been given a name--"Buyer's Remorse." "Buyer's Remorse" is almost always a temporary malady, so please call your real estate agent if you are having an extreme attack. Your agent has experience in helping clients through the home-buying jitters.

See All Tips In The "Buyers Remorse" Category >
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Real Estate Trivia
Q 
What is the average age range of a second-home buyer in the United States?

A 
Currently, second-home buyers in America are most often between 41 and 44 years of age.
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Michael Nichols, REALTORŪ, real estate agent and broker for Bend, Redmond and La Pine Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)

Michael Nichols
Keller Williams Central Oregon Realty

1340 NW Wall Street
Bend, OR 97701
Office: 541-382-1214
Cell: 541-480-2212
Fax: 541-389-8893
Email: CentralOregonPropertyOnline@NUMBER1EXPERT.com

Michael J. Nichols is a Principal Broker in the state of Oregon. Looking for homes? Search everything the web has to offer, right here! Don't miss my Feature Homes. Need local real estate information? I've summarized much of what is important about the Bend, Redmond, La Pine and all of Central Oregon real estate markets in this site. Need expert advice? No web site, large or small, can take the place of a top Realtor. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job. Contact me with confidence! I guarantee your privacy will be respected, and I offer the services on this site for free and without obligation. Why? I want to be YOUR Realtor. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. Together we will sell your home, for as much as the market will bear, and as quickly as possible. Buying and selling a home is one of the biggest events in your life. As a top Bend, Redmond and Prineville Realtor, I have the experience and track record you are looking for. Please let me help.

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