Bend, Redmond and La Pine real estate and homes for sale in Oregon - Michael Nichols, REALTOR® Michael Nichols REALTOR(r) for Bend, Redmond and La Pine, Oregon real estate - NUMBER1EXPERT™ Michael Nichols NUMBER1EXPERT(tm) for Bend, Redmond and La Pine, Oregon real estate
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Michael Nichols, REALTORŪ, real estate agent and broker for Bend, Redmond and La Pine Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)
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Why Buyers Choose Me: Bend, Redmond and La Pine Oregon home buying, real estate listings, and homes for sale in Deschutes                      County, OR
Welcome > For Buyers > Why Buyers Choose Me ...


Buying a Home Requires Many Difficult Decisions. Make Sure Your Realtor is a Top Local Expert.
 

Your home is probably the biggest purchase your family will ever make, and it involves many decisions that go beyond simply choosing one you like. 

As a top Bend, Redmond and La Pine area Realtor, here is how we will guide you through the entire process, from viewing homes and financing, to making sure the final contract is in your best interest: 

- You will have full access to ALL homes available on the Bend, Redmond and La Pine market, even listings not yet on the MLS, through our professional Oregon real estate affiliations. 

- Our expert local knowledge of the Bend, Redmond and La Pine area should be invaluable to you, not just in terms of real estate, but also schools, neighborhoods, the local economy, and more. 

- Every local real estate market absolutely has its own trends and opportunities. This can vary greatly, even one neighborhood to the next. Bend, Redmond and La Pine is no different! It's our job to steer you into opportunities and out of traps. 

- What is the true market value of the home you are interested in? Is it priced too high? Is it a bargain that you should jump on? We help home buyers make decisions like this every day, and we'll make sure that YOU get the best value for your money. 

- Negotiating with sellers can be stressful. We will help you negotiate, so that the final contract includes your best possible terms and conditions. 

- You should know absolutely everything about the property you are buying! You and we will view every home that you are interested in, together. And prior to closing we will make you fully aware of any and all inspections available to you. 

- Have confidence when signing documents. Contracts are full of complicated terms and clauses that can greatly affect your future life in your new home. We will give you the full benefit of our real estate knowledge and experience. 

Let us represent your best interests in your search for a new home in the Bend, Redmond and La Pine area. While you can see a million homes on the web, actually buying your home is another matter entirely. Buyers beware! 

Call or email us for help, or to have your questions answered. There are no dumb questions! Fill out this form and we'll get right back to you...
 

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Real Estate Tips
First Time Buyers >The Seller May Pay

The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.

One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.

Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.

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Real Estate Trivia
Q 
What mortgage transactions between borrowers and lending institutions operate in the private sector of the economy?

A 
Conventional mortgages are private sector transactions that are not insured or guaranteed by the government.
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Michael Nichols, REALTORŪ, real estate agent and broker for Bend, Redmond and La Pine Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)

Michael Nichols
Keller Williams Central Oregon Realty

1340 NW Wall Street
Bend, OR 97701
Office: 541-382-1214
Cell: 541-480-2212
Fax: 541-389-8893
Email: CentralOregonPropertyOnline@NUMBER1EXPERT.com

Michael J. Nichols is a Principal Broker in the state of Oregon. Looking for homes? Search everything the web has to offer, right here! Don't miss my Feature Homes. Need local real estate information? I've summarized much of what is important about the Bend, Redmond, La Pine and all of Central Oregon real estate markets in this site. Need expert advice? No web site, large or small, can take the place of a top Realtor. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job. Contact me with confidence! I guarantee your privacy will be respected, and I offer the services on this site for free and without obligation. Why? I want to be YOUR Realtor. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. Together we will sell your home, for as much as the market will bear, and as quickly as possible. Buying and selling a home is one of the biggest events in your life. As a top Bend, Redmond and Prineville Realtor, I have the experience and track record you are looking for. Please let me help.

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